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Use this when a card should clear. Processors and merchants of record for indie software. Fees move — check the site before you promise a price.

Initial editorial estimate. Not a measured benchmark. Edit scores in data/tools.json.

1. 01

   Polar

   Best for Developer billing with an open-source option

   Billing for developers, with an open-source core.

   • + The product is aimed at developers selling software
   • + Open-source core, which you can read

   • − A smaller ecosystem than Stripe
   • − Fees and tax coverage: check site

   8.0

   Check site

2. 02

   Stripe

   Best for Taking cards and running subscriptions

   Cards, subscriptions, and a lot of billing API.

   • + The API and docs are the standard other tools copy
   • + Subscriptions, invoices, and customer portal exist

   • − Tax, disputes, and country coverage are your problem unless you add products for them
   • − Processing fees: check site

   8.0

   Usage-based

3. 03

   Lemon Squeezy

   Best for Selling software without becoming the merchant of record

   A merchant of record for software sales.

   • + Merchant of record is the feature
   • + Built for software rather than every kind of commerce

   • − Fees are higher than card processing alone, because the tax handling is the product
   • − Coverage and prices: check site

   7.4

   Check site